Mortgage Capacity advice for couples going through a separation
A separation from your partner can be a highly emotional time and dealing with the financial aspects can be stressful. Our compassionate team at Mortgages Made Simple are here to help you during this sensitive time with our Mortgage Capacity service.
When you’re going through the painful process or relief of a separation, separating the finances can be stressful, particularly if there is a mortgage involved and if one of you is looking to remain in the property that you originally purchased together. At Mortgages Made Simple, we can produce the Mortgage Capacity documentation and reports you will need providing detailed information as to the level of mortgage you will be able to borrow affordably. We then assist you with your mortgage requirements.
You may need to provide this report to the divorce court to prove your borrowing capacity. Get in touch with a member of our dedicated team who will be able to talk to you in confidence and provide the advice and documentation you need. We also have connections with mediators across the region should you need additional support.
Your property may be repossessed if you do not keep up repayments on your mortgage.
For our Mortgage Capacity service, we reserve the right to charge an initial upfront fee. The precise amount of our upfront fee will depend upon your circumstances but we estimate that it will be £395.
There may be a further fee for mortgage advice for securing your mortgage once we’ve provided your Mortgage Capacity reports. The precise amount of our fee will depend upon your circumstances but we estimate that it will be £395. In most cases this additonal fee will be waived when you have received your mortgage offer.
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