Mortgage advice if you’re Moving Home

Moving home can be a stressful experience – not least when trying to find and arrange the right mortgage for your needs. There are so many things to think about and as we have connections throughout the supply chain, we can help you get through all the processes.

You may be moving to a bigger house and require additional funds, or you may have decided to downsize and lower your monthly repayments. At Mortgages Made Simple, we offer an initial consultation during which, we will help calculate what you will have available for your next purchase taking into account the following:

• Estate Agency Fees
• Legal Fees
• Stamp Duty
• Survey / Home Report Costs
• Lender Fees
• Broker Fees

Should I Stay or Should I Go?

If you are moving home, you may be unsure as to whether you can stay with your existing mortgage provider or whether you need a new mortgage. Did you know that you can often port your existing mortgage over to your new house? However, to help you make an informed decision, we can compare this option with other mortgage deals from a comprehensive panel of mortgages lenders from across the whole of the market to ensure you get the best possible deal for your circumstances.

Legal information

Your property may be repossessed if you do not keep up repayments on your mortgage

Whilst our initial consultation is at our cost, there will be a fee for mortgage advice once we’ve secured your mortgage and you have received your mortgage offer. The precise amount of our fee will depend upon your circumstances but we estimate that it will be £395.