People on the Move:

Mortgages Made Simple


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With the property market continuing to do well, as well as an increased demand for lifetime mortgages, Jennifer Yates, managing director of Warrington-based mortgage and protection broker, Mortgages Made Simple, has appointed two mortgage advisors working across Greater Manchester.

Earlier this year when the coronavirus pandemic caused initial panic for many homeowners and landlords worried about making mortgage payments, Jennifer and her team increased their communications to provide vital support and information to clients, pointing them in the right direction to apply for payment holidays as well as helping clients review their income protection.

The property market has since resumed ‘business as usual’ and the team at Mortgages Made Simple has been inundated with enquiries across all of its mortgage and protection services, including an increased demand for lifetime mortgages from clients aged 55+, allowing the release of tax-free equity without having to sell or move home.

Furthermore, there has been a 42% increase in the national divorce rate, which might explain the amount of enquiries for the firm’s mortgage capacity documentation and support service.

The new additions are Gemma Guthrie, who has joined after 15 years with The Halifax Bank plus experience with Countrywide, and Gascoigne Halman.

Gemma specialises in remortgage, particularly the Help to Buy equity loan refinance process assisting clients coming to the end of the five-year interest-free period with their developers. Gemma is working from her base in Sale, and has already assisted a number of clients across the Cheshire region.

Also recently joining Jennifer and the team is Carla Earnshaw, who is based in Bury and brings with her more than 20 years of experience in the financial services sector with household names including Friends Life, Aviva and Chase de Vere.

Carla has specialised in mortgages for the past four years, with a particular focus on assisting clients where there might be historical credit issues, and she is looking forward to supporting Mortgages Made Simple clients across Greater Manchester and Warrington.

Jennifer said: “Whilst our business home is in central Warrington, we’ve been working with clients across the North West and as far south as Warwickshire, so we’re delighted to have advisors based across the region to be able to meet those needs. Gemma and Carla are so proactive, and completely fit the profile of our team, delivering the utmost customer care to our clients.”


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